| Text | Length |
| Hasn't paid yet | 19 |
| Has obligations | 15 |
| Is in arrears | 13 |
| Has chits out | 13 |
| Has a payment booklet | 21 |
| Carries a balance | 17 |
| Took credit? | 12 |
| Runs a tab | 10 |
| Isn't in the black | 22 |
| Isn't free and clear | 24 |
| Is in hock | 10 |
| Has to pay | 10 |
| Has a credit-card balance | 25 |
| Has a balance | 13 |
| Goes into debt | 14 |
| Becomes encumbered | 18 |
| Uses a payment booklet | 22 |
| Takes credit | 12 |
| Spends beyond earnings | 22 |
| Sees red? | 9 |
| Keeps one's balance? | 24 |
| Isn't yet ready to settle? | 30 |
| Is shy, in a way | 16 |
| Is short by | 11 |
| Is obliged for | 14 |
| Indebted to | 11 |
| Hasn't yet paid | 19 |
| Hasn't ponied up | 20 |
| Has an outstanding figure? | 26 |
| Has an obligation to | 20 |
| Has a debt | 10 |
| Has a credit card balance | 25 |
| Has a chit out | 14 |
| Can't pay up | 16 |
| Takes credit? | 13 |
| Still has payments | 18 |
| Sign: Part 2 | 12 |
| Sees red in a way | 17 |
| Runs up bills | 13 |
| Runs up a tab | 13 |
| Piles up bills | 14 |
| Needs to kick in | 16 |
| Needs to give back | 18 |
| Needs to cough up, so to speak | 30 |
| Needs a loan, maybe | 19 |
| Might get sued for, perhaps | 27 |
| Lags, financially | 17 |
| Isn't solvent | 17 |
| Isn't keeping up with bills | 31 |
| Isn't in the clear? | 23 |
| Is outstanding, in a way | 24 |
| Is outstanding in business? | 27 |
| Is outstanding | 14 |
| Is light | 8 |
| Is due to return | 16 |
| Is behindhand | 13 |
| Hasn't yet settled | 22 |
| Hasn't yet repaid | 21 |
| Hasn't settled yet | 22 |
| Hasn't paid up | 18 |
| Hasn't paid | 15 |
| Has yet to settle | 17 |
| Has unpaid bills | 16 |
| Has to send a check with Form 1040 | 34 |
| Has to return a favor, e.g. | 27 |
| Has to return a favor | 21 |
| Has to pay back | 15 |
| Has payables | 12 |
| Has obligations, say | 20 |
| Has loans | 9 |
| Has liabilities | 15 |
| Has debts due | 13 |
| Has bills to pay | 16 |
| Has an obligation | 17 |
| Has a negative net worth | 24 |
| Has a mortgage, say | 19 |
| Has a mortgage, e.g. | 20 |
| Has a bill | 10 |
| Gets calls from collectors, say | 31 |
| Falls behind, in a way | 22 |
| Falls behind on payments | 24 |
| Faces a dunning | 15 |
| Charges it | 10 |
| Carries a mortgage, say | 23 |
| Carries a mortgage, e.g. | 24 |
| Can't settle? | 17 |
| Can't pay | 13 |
| Becomes a debtor | 16 |
| Have because of | 15 |
| Have an outstanding loan from | 29 |
| Consider responsible for | 24 |
| Be a debtor of | 14 |
| Arise from | 10 |
| ''All that I am I ___ thee'' (Psalms) | 53 |
| Must repay | 10 |
| Have on account of | 18 |
| Have credit from | 16 |
| Have as a creditor | 18 |
| "All that I am I ___ thee" (Psalms) | 45 |
| "... debt of gratitude we ___ Adam" (Mark Twain) | 58 |
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