| Text | Length |
| Bread for later | 15 |
| You may use it after retiring | 29 |
| Tidy savings | 12 |
| Something in reserve | 20 |
| Some of it may be spent on your grandchildren | 45 |
| Savings for the future | 22 |
| Savings for later in life | 25 |
| Savings account | 15 |
| Retiree's accumulation | 26 |
| Resource on the horizon | 23 |
| Reserve money | 13 |
| Reserve for the future | 22 |
| Rainy-day stash | 15 |
| Rainy-day reserve | 17 |
| Rainy-day money | 15 |
| Rainy-day insurance | 19 |
| Rainy-day fund | 14 |
| Rainy-day asset | 15 |
| Rainy day resource | 18 |
| Mutual fund holdings, often | 27 |
| Money put away | 14 |
| Money put aside | 15 |
| Money in reserve | 16 |
| It's saved for later use | 28 |
| IRA, say | 8 |
| IRA, perhaps | 12 |
| Individual retirement account, e.g. | 35 |
| Funds that have been squirreled away for later | 46 |
| An IRA may be part of it | 24 |
| Reserves | 8 |
| Some reserves | 13 |
| Rainy day reserves | 18 |
| Some people fall back on them | 29 |
| Rainy-day reserves | 18 |
| Rainy-day funds | 15 |
| Money reserves | 14 |
| Long-term accumulations | 23 |
| Tidy sums | 9 |
| Some bank accounts | 18 |
| Seniors may use them | 20 |
| Savings kitties: 2 wds. | 23 |
| Savings for retirement | 22 |
| Savings for rainy days | 22 |
| Reserve funds | 13 |
| Rainy-day stockpiles | 20 |
| Rainy-day resources | 19 |
| Rainy day provisions | 20 |
| Pension supplements | 19 |
| IRAs e.g. | 10 |
| Financial escape-hatches | 24 |
| Emergency funds | 15 |
| Cash reserves | 13 |
| Homesteader | 11 |
| Bird who builds | 15 |
| Empty __ | 8 |
| Settler | 7 |
| Squatter | 8 |
| Home maker | 10 |
| Western squatter | 16 |
| Okla. homesteader | 17 |
| Homesteader, e.g. | 17 |
| Empty-___ (one whose kids have left the house) | 46 |
| Empty-___ (one whose kids have left home) | 41 |
| Empty ___ (parent whose kids have moved out) | 44 |
| Empty ___ (parent of grown-up kids) | 35 |
| Empty ___ (one whose kids have moved out) | 41 |
| Eaglet, for one | 15 |
| Bird, at times | 14 |
| Bird in the spring | 18 |
| Avian homemaker | 15 |
| Homesteaders | 12 |
| Birds, at times | 15 |
| Fledglings | 10 |
| Parents of absent children (with ''empty'') | 59 |
| Home makers | 11 |
| Empty ___ (many seniors) | 24 |
| Twig-toting birds | 17 |
| Tree house makers? | 18 |
| The feathered set | 17 |
| Squatters | 9 |
| Ranchers' foes | 18 |
| Homemakers out on a limb? | 25 |
| Empty ___ | 9 |
| Cranes constructing homes, e.g. | 31 |
| Birds, generally | 16 |
| Birds or settlers | 17 |
| Avian home makers | 17 |
| Get cozy | 8 |
| Get comfy | 9 |
| Crunch maker | 12 |
| Snuggle up | 10 |
| Hershey competitor | 18 |
| Lie close | 9 |
| Get snug | 8 |
| Butterfinger maker | 18 |
| Big name in candy | 17 |
| Be cozy | 7 |
| Get snuggly | 11 |
| Crunch candymaker | 17 |
| Tidy Cats maker | 15 |
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