| One to be forgiven | 18 |
| One to be dunned | 16 |
| One receiving a loan | 20 |
| One often dunned | 16 |
| Lender's customer | 21 |
| IOU signer | 10 |
| I.o.u. giver | 12 |
| He owes money | 13 |
| He has chits out | 16 |
| Collection agency target | 24 |
| Bills collector | 15 |
| Bill payer | 10 |
| Bill collector's quarry | 27 |
| Victims of some sharks | 22 |
| Ones who owe | 12 |
| Collectors' targets | 23 |
| They owe | 8 |
| Some shark victims | 18 |
| Most homeowners | 15 |
| Writers of i.o.u.'s | 23 |
| They carry balances | 19 |
| Sinners, Biblically speaking | 28 |
| People in the red | 17 |
| Oh, they owe | 12 |
| Folks who owe | 13 |
| Early kind of prison | 20 |
| Obligations | 11 |
| Word on a dollar bill | 21 |
| Financial obligations | 21 |
| Unpaid bills | 12 |
| Collector's items | 21 |
| Borrowers' burdens | 22 |
| Financial burdens | 17 |
| Red-ink entries | 15 |
| Outstanding things | 18 |
| Lord's Prayer word | 22 |
| Insolvency causes | 17 |
| They're outstanding | 23 |
| Some obligations | 16 |
| Figures shown in red | 20 |
| Figures in red | 14 |
| Figures entered in red | 22 |
| You owe them | 12 |
| What one with "bills, bills, bills" has | 49 |
| Spendthrift's comeuppance | 29 |
| Shopaholic's accumulation | 29 |
| Red-ink items | 13 |
| Red figures | 11 |
| Outstanding issues | 18 |
| Moneys owed | 11 |
| Gamblers rack them up | 21 |
| What shy people often have | 26 |
| What Oglethorpe's colonists had incurred | 44 |
| What markers may represent | 26 |
| Things owed | 11 |
| They need to be paid off | 24 |
| They must be satisfied | 22 |
| They might be consolidated | 26 |
| They may come from using plastic | 32 |
| These pile up for struggling rockers | 36 |
| Tabs or markers | 15 |
| Some are outstanding | 20 |
| Sins, to a theologian | 21 |
| Scores, of a sort | 17 |
| Scores, in a sense | 18 |
| Result of using plastic | 23 |
| Red-ink indications | 19 |
| Red items | 9 |
| Red ink cause | 13 |
| Reasons to look for a shark? | 28 |
| Possible result of big losses | 29 |
| Plastic user's concerns | 27 |
| Outstanding issues? | 19 |
| Monies owed | 11 |
| Money worries | 13 |
| Loser's problem, perhaps | 28 |
| Economy woes | 12 |
| Credit-card users' problems | 31 |
| Credit card abuser's problems | 33 |
| Consumer woes | 13 |
| Collector's items? | 22 |
| Collection agency concerns | 26 |
| Chronic gambler's problem | 29 |
| Chits, in effect | 16 |
| Chit notations | 14 |
| Charger's array | 19 |
| Charger's acquisitions | 26 |
| Borrowers' burden | 21 |
| Borrower's burdens | 22 |
| Bills to pay | 12 |
| Bankruptcy trustee's forte | 30 |
| Bankruptcy causes | 17 |
| Balance-sheet subtractions | 26 |
| Arrears, e.g. | 13 |
| Amounts in red numbers | 22 |
| "This note is legal tender for all ___, public and private" (words on U.S. bills) | 91 |
| "Outstanding" things | 30 |
| "I got __ that no honest man can pay" (Bruce) | 55 |
| Clean up, as a computer program | 31 |
| Fix a computer program | 22 |