| Text | Length |
| Has chits out | 13 |
| Carries a balance | 17 |
| Took credit? | 12 |
| Has a balance | 13 |
| Goes into debt | 14 |
| Becomes encumbered | 18 |
| Takes credit | 12 |
| Is shy, in a way | 16 |
| Is obliged for | 14 |
| Hasn't yet paid | 19 |
| Has a chit out | 14 |
| Can't pay up | 16 |
| Takes credit? | 13 |
| Still has payments | 18 |
| Sign: Part 2 | 12 |
| Sees red in a way | 17 |
| Runs up bills | 13 |
| Runs up a tab | 13 |
| Piles up bills | 14 |
| Needs to kick in | 16 |
| Needs to give back | 18 |
| Needs a loan, maybe | 19 |
| Lags, financially | 17 |
| Isn't solvent | 17 |
| Is outstanding | 14 |
| Is due to return | 16 |
| Is behindhand | 13 |
| Hasn't paid up | 18 |
| Hasn't paid | 15 |
| Has yet to settle | 17 |
| Has unpaid bills | 16 |
| Has to pay back | 15 |
| Has payables | 12 |
| Has liabilities | 15 |
| Has debts due | 13 |
| Has bills to pay | 16 |
| Has an obligation | 17 |
| Has a mortgage, say | 19 |
| Faces a dunning | 15 |
| Can't settle? | 17 |
| Can't pay | 13 |
| Becomes a debtor | 16 |
| Have because of | 15 |
| Be a debtor of | 14 |
| Have on account of | 18 |
| Have credit from | 16 |
| Have as a creditor | 18 |
| Baby boo-boo | 12 |
| Baby's boo-boo | 18 |
| Tot's injury | 16 |
| Tot's boo-boo | 17 |
| Scrape, in kidspeak | 19 |
| Sandbox boo-boo | 15 |
| Painful boo-boo | 15 |
| Sting, in baby talk | 19 |
| Boo-boo, to tots | 16 |
| Boo-boo, to a tot | 17 |
| Boo-boo, to a kid | 17 |
| Abrasion, to a tot | 18 |
| With bills due | 14 |
| ___ to (because of) | 19 |
| Taking credit? | 14 |
| Not debt-free | 13 |
| Having unpaid bills | 19 |
| Due to be paid | 14 |
| __ to (because of) | 18 |
| Round-faced bird | 16 |
| Symbol of wisdom | 16 |
| Screech, for one | 16 |
| Night predator | 14 |
| Temple athlete | 14 |
| Nocturnal creature | 18 |
| It gives a hoot | 15 |
| Athena's symbol | 19 |
| Temple player | 13 |
| Symbol of Minerva | 17 |
| Hogwarts messenger | 18 |
| Chipmunk snatcher | 17 |
| Barn dweller | 12 |
| Wise old bird | 13 |
| Symbol of Athena | 16 |
| Notable head-turner | 19 |
| Hooting hunter | 14 |
| Hooters mascot | 14 |
| Barn denizen | 12 |
| Avian hooter | 12 |
| A friend of Pooh | 16 |
| Woodsy, for one | 15 |
| Wise friend of Pooh | 19 |
| Wide-eyed predator | 18 |
| Temple U. mascot | 16 |
| Symbol of sagacity | 18 |
| Screech producer | 16 |
| Pussycat's mate | 19 |
| Pooh Corner bird | 16 |
| Nocturnal observer | 18 |
| Nighttime bird | 14 |
| Night person | 12 |
| Forest hooter | 13 |
| Flat-faced flyer | 16 |
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