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Answer:
DEBTOR
Possible Questions:
One in a hole
One in the red
Borrower
Short person?
One with obligations
One who owes
One in the hole
Credit card user
Usurer's victim
Sinner
One with charges against him?
New homeowner, probably
Many a homeowner
Visa user
Visa abuser
Unsettled one?
Shark's victim, at times
Outstanding person?
One with lots of markers
One with an account to settle
One to be forgiven
One to be dunned
One receiving a loan
One often dunned
Lender's customer
IOU signer
I.o.u. giver
He owes money
He has chits out
Collection agency target
Bills collector
Bill payer
Bill collector's quarry