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Answer:
ATMCARD
Possible Questions:
Payment option
Money-getting aid
It's swiped at stores
Withdrawal aid
Use of one requires a PIN
Something swiped
Something often swiped at stores
S&L issuance
Item requiring a PIN
It's swiped for cash
It's often swiped by a shopaholic
It's legal for you to swipe it
It makes it easier for you to lose your balance
It can be used to get your balance
Certain drive-thru requirement